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	<title>Comments on: The State of Homeowner&#8217;s Insurance</title>
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	<link>http://www.hello-money.org/2008/08/29/the-state-of-homeowners-insurance/</link>
	<description>Welcome to the world of Personal Finance.</description>
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		<title>By: admin</title>
		<link>http://www.hello-money.org/2008/08/29/the-state-of-homeowners-insurance/#comment-28</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Sun, 07 Sep 2008 15:48:03 +0000</pubDate>
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		<description>That is sad, obviously you have never experienced the feeling of a true HOME and CULTURE and FAMILY.  The southern culture cultivates roots as deep as our oak trees.  

I suggest anyone who thinks you can just move away to take trip to a place like New Orleans, you&#039;ll understand.  We have a culture and hospitality and great food and strong family ties that people from Arizona just wouldn&#039;t understand until you feel it. 

On a seperate, financial note: My storms don&#039;t make people in Arizona pay more.  It is regional based.  After a storm hits Florida, everyone in the region pays more.  Trust me, I pay MUCH higher premiums for living in the Gulf South, but you couldn&#039;t tear me away from here if you tried.</description>
		<content:encoded><![CDATA[<p>That is sad, obviously you have never experienced the feeling of a true HOME and CULTURE and FAMILY.  The southern culture cultivates roots as deep as our oak trees.  </p>
<p>I suggest anyone who thinks you can just move away to take trip to a place like New Orleans, you&#8217;ll understand.  We have a culture and hospitality and great food and strong family ties that people from Arizona just wouldn&#8217;t understand until you feel it. </p>
<p>On a seperate, financial note: My storms don&#8217;t make people in Arizona pay more.  It is regional based.  After a storm hits Florida, everyone in the region pays more.  Trust me, I pay MUCH higher premiums for living in the Gulf South, but you couldn&#8217;t tear me away from here if you tried.</p>
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		<title>By: Funny about Money</title>
		<link>http://www.hello-money.org/2008/08/29/the-state-of-homeowners-insurance/#comment-19</link>
		<dc:creator>Funny about Money</dc:creator>
		<pubDate>Mon, 01 Sep 2008 13:04:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.hello-money.org/?p=27#comment-19</guid>
		<description>Insurance payouts come from a pool accumulated by the premiums collected from EVERYONE who pays into the insurance company. So my premiums pay for your repeated floodouts. This leaves me wondering why people insist on living in areas prone to floods, disastrous hurricanes, earthquakes, and wildfire. And why I should have to pay for that odd preference. Every time someone living on the Gulf Coast, on an earthquake fault, or in the middle of a parched forest gets zapped (again) by predictable natural forces, my own insurance goes up, even though I live a thousand miles away in a region where storm damage is rare and earthquakes and wildfires don&#039;t happen.

Could it be the insurance company is trying to tell you something?</description>
		<content:encoded><![CDATA[<p>Insurance payouts come from a pool accumulated by the premiums collected from EVERYONE who pays into the insurance company. So my premiums pay for your repeated floodouts. This leaves me wondering why people insist on living in areas prone to floods, disastrous hurricanes, earthquakes, and wildfire. And why I should have to pay for that odd preference. Every time someone living on the Gulf Coast, on an earthquake fault, or in the middle of a parched forest gets zapped (again) by predictable natural forces, my own insurance goes up, even though I live a thousand miles away in a region where storm damage is rare and earthquakes and wildfires don&#8217;t happen.</p>
<p>Could it be the insurance company is trying to tell you something?</p>
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	<item>
		<title>By: One Caveman's Financial Journey</title>
		<link>http://www.hello-money.org/2008/08/29/the-state-of-homeowners-insurance/#comment-18</link>
		<dc:creator>One Caveman's Financial Journey</dc:creator>
		<pubDate>Mon, 01 Sep 2008 12:42:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.hello-money.org/?p=27#comment-18</guid>
		<description>&lt;strong&gt;Carnival of Personal Finance #168 - Fire Up the Grill, It&#8217;s Labor Day...&lt;/strong&gt;

Welcome to the 168th edition of the Carnival of Personal Finance!  If this is your first visit to One Caveman&#8217;s Financial Journey, welcome to my humble cave.
For those who are not in the United States, today most of our nation is grilling, watchi...</description>
		<content:encoded><![CDATA[<p><strong>Carnival of Personal Finance #168 &#8211; Fire Up the Grill, It&#8217;s Labor Day&#8230;</strong></p>
<p>Welcome to the 168th edition of the Carnival of Personal Finance!  If this is your first visit to One Caveman&#8217;s Financial Journey, welcome to my humble cave.<br />
For those who are not in the United States, today most of our nation is grilling, watchi&#8230;</p>
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